Closing a home, or “settlement,” is the final step - when both parties sign the final ownership and insurance paperwork, and the buyer becomes the legal owner of the home.

Typically, closing day takes place about four to six weeks after you signed a purchase and sale agreement. During this window, the buyer’s purchasing funds are held in escrow until all contingencies, like the home inspection contingency and appraisal contingency, are met.

Your agent will be able to answer questions and offer support through closing. 

At the closing you should have:

  • A government-issued photo ID

  • A copy of the ratified sales contract

  • House keys, garage remotes, mailbox keys, gate keys, and any pool keys

  • A cashier’s check, or proof of wire transfer, if your closing costs are not being deducted from the sales price.

Do you have questions about the closing process? We've got the answers! Contact The Rubio Group today and let's talk.